Apply for a Loan
Apply for a loan with ease and access the financial support you need. Follow our simple process to get started today.
Apply for Loan Online
Types of Loans Available
Personal Loans
Whether you need funds for a vacation, medical expenses, or debt consolidation, our personal loans offer flexible solutions to meet your individual needs.
Business Loans
Grow and expand your business with our tailored business loans. We provide the financial support you need to achieve your entrepreneurial goals and drive success.
Education Loans
Pursue higher education without financial stress. Our education loans cover tuition fees, books, and other educational expenses, making your academic dreams a reality.
Eligibility Criteria
Ensure you meet the eligibility criteria before applying for a loan.
Must be a member of the credit union
01To apply for a loan, you must be an active member of our credit union, enjoying the exclusive benefits and services we offer.
Proof of stable income
02Demonstrating a stable source of income is essential to ensure your ability to repay the loan. This helps us provide you with the best possible loan terms.
Good credit standing
03Maintaining a good credit standing with our credit union reflects your reliability and enhances your eligibility for loan approval.
Required documentation
04Prepare the necessary documentation to streamline the loan application process. This includes identification, proof of income, and other relevant documents.
Required Documentation
Gather Your Identification
Provide two valid forms of identification to verify your identity. Acceptable forms include your national ID, passport, or driver's license.
Proof of Address
A recent utility bill (no older than 3 months) showing your current address is required to confirm your place of residence.
Proof of Income
Submit a recent job letter (no older than 3 months) and your latest payslip to demonstrate a stable income source. If self-employed, provide your latest income statement and a bank statement showing cash at the bank.
Application Process
Complete the Loan Application Form
Fill out our comprehensive loan application form with all required information.
Submit Required Documents
Provide necessary documentation such as identification, proof of income, and proof of address.
Review and Approval
Our team will review your application and contact you with the next steps.
Calculate Your Loans
Use our Fee Calculator to estimate any fees associated with your Loans. This tool helps you understand the costs involved, ensuring transparency and convenience.
Frequently asked questions
We understand that you may have questions about our services, membership, or how to get started. Our FAQs section provides clear and concise answers to the most commonly asked questions. If you can’t find what you’re looking for, our team is always here to help.
What types of loans do you offer?
We offer a variety of loans to meet your financial needs, including personal loans, business loans, education loans, vehicle loans, and home improvement loans.
How long does the loan approval process take?
The loan approval process typically takes about one week, depending on the completeness of your application and the verification of your documents.
What is the interest rate on loans?
Interest rates vary depending on the type of loan and your creditworthiness. For the most accurate and up-to-date information on interest rates, please contact us directly or visit our website.
Can I apply for a loan online?
Yes, you can apply for a loan online through our website. Simply click on the “Loans” tab, complete the application form, and submit the required documents.
Contact Us
If you have any questions or need further assistance, please reach out to our member services team. Office Hours: Monday to Friday, 8:00 AM - 4:00 PM
Testimonials
Read their stories and experiences to see how we can support your financial journey.
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Download Loan Form
Click the link to download the form. Fill it out and submit it as per the instructions provided.
